Mortgage & Home Buying Guides
Expert guides to help you understand mortgages, make informed decisions, and save money on your home loan.
Getting Started
First-Time Homebuyer Guide
Everything you need to know about buying your first home, from saving for a down payment to closing day.
Down Payment Guide
Learn about minimum down payments, assistance programs, and strategies for saving.
How to Improve Your Credit Score
Actionable steps to boost your credit score before applying for a mortgage.
Home Buying Checklist
A comprehensive step-by-step checklist from financial prep to closing day.
Loan Types
Interest & Rates
How Mortgage Interest Works
Understand how interest is calculated and how to minimize your total interest payments.
15-Year vs 30-Year Mortgage
Compare loan terms and calculate potential savings to decide which is right for you.
Understanding Amortization
Learn how each payment is split between principal and interest over the life of your loan.
Payment Strategies
Insurance & Fees
Refinancing
Ready to Calculate?
Use our free mortgage calculators to see the numbers for your situation.