Buying a home involves many steps. Use this comprehensive checklist to stay organized and ensure nothing falls through the cracks. Print this page and check off items as you complete them.
Phase 1: Financial Preparation (2-6 Months Before)
Phase 2: Mortgage Preparation (1-2 Months Before)
Phase 3: House Hunting
Phase 4: Making an Offer
Phase 5: Under Contract (2-4 Weeks)
Phase 6: Closing Day
Post-Closing Checklist
- Set up mortgage autopay
- Transfer utilities to your name
- Change locks and get new keys made
- Update address with USPS, banks, employers
- File homestead exemption (if applicable)
- Keep closing documents safe
Calculate what you can afford