Mortgage Calculator

Calculate your monthly payment, view amortization schedules, and discover how extra payments can save you thousands.

Loan Details

Adjust your mortgage parameters

$400,000
$50,000$2,000,000
20%
0%50%
%
yrs
Loan Amount
$320,000
Down Payment
$80,000

Today's Mortgage Rates

Wednesday, February 18, 2026

Sample rates
30-Year Fixed
6.75%
15-Year Fixed
6.00%
5/1 ARM
5.75%

Rates shown are for illustrative purposes. Actual rates vary by lender, credit score, and location.Learn about mortgage types →

Live Calculation

Total Monthly Payment

$2,573

Principal & Interest: $2,023

Total Interest
$408,142
Total Cost
$728,142
30 years
Interest Rate
56.1%
of total cost
Payoff Date
February 2056

Payment Breakdown

Principal43.9%
$320,000
Interest56.1%
$408,142
Total Paid$728,142

Balance Over Time

Remaining

Cost Distribution

Total

$728,142

Principal (44%)
Interest (56%)

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