Mortgage calculators built around real decisions
These tools are organized by the questions buyers and owners actually need to answer: payment comfort, settlement cash, PMI removal, refinance timing, and rent-versus-buy tradeoffs.
Use case
Buying, financing, and owning
Method
Transparent formulas and assumptions
Support
Paired with editorial guides and references
Core Planning
Core Planning
Mortgage Calculator
Build the full monthly payment, amortization schedule, and extra-payment path in one place.
Core Planning
Amortization Schedule Calculator
Open directly into the month-by-month balance path to inspect principal, interest, PMI, and payoff timing.
Purchase Readiness
Purchase Readiness
Affordability Calculator
Set a realistic buy box using income, debt, reserves, and rate sensitivity.
Purchase Readiness
15 vs 30 Year Mortgage Calculator
Compare required payment, lender quotes, and lifetime interest before locking in a term.
Purchase Readiness
Down Payment Calculator
Compare lower and higher equity strategies with PMI and cash-to-close tradeoffs.
Purchase Readiness
Closing Cost Calculator
Estimate lender fees, title charges, prepaids, credits, and settlement cash.
Ownership Optimization
Ownership Optimization
PMI Removal Calculator
See when PMI can end based on current value, original value, and extra principal.
Ownership Optimization
Refinance Calculator
Compare monthly savings, break-even timing, stay horizon, and term-reset tradeoffs.
Ownership Optimization
Extra Payment Calculator
Measure how recurring or strategic extra payments change payoff timing and total interest.
Ownership Optimization
Biweekly Mortgage Calculator
Estimate every-two-week payment amounts, interest savings, and faster payoff timing versus monthly payments.
Timing Decisions
Need the reasoning behind the math?
The tools are designed for decisions, and the guides explain the tradeoffs behind the numbers so users can evaluate assumptions before acting.